| Banking Plan | Eligibility | Monthly Fee | Waiver Amount | Transactions | 
	 | 
		| *The student rate is applied as a $10.95 discount. | 
	
		
	
		| Plus Plan | Youth Full-Time Students
 Recent Graduates (1 yr.)
 | FREE! (reg. $10.95) | $2500 (non-students)
 | 30 trans. 2 email money trans./month
 $1.50 extra trans.
 | 
	
		| Performance Plan | $4.00 (reg. $14.95) | $3500 | Unlimited transactions 2 email money trans./month
 $1.50 extra trans.
 | 
	
		| Premium Plan | $19.05 (reg. $30.00) | $5000 | Unlimited transactions 5 email money trans./month
 10 withdrawals from non-BMO ATMs/mo.
 5 free email money trans./month
 Free basic cheques, money orders, drafts
 5 itl. trans./mo.
 Free debit trans. on the maestro network
 Discount on safety depposit box rental
 Preferred exchange rate on U.S. cash
 1 airmile per $40 spent via debit.
 | 
	
	
	
	
	|  | 
	
		
			| Royal Bank
		 1-800 ROYAL™ 1-1 (1 800 769-2511) | Locations |  | 
		| RBC Student Banking | Full-Time students | FREE! | none | 25 ($1 per add. trans.) 5 free e-transfers (extra $1.50ch.)
 Cross-border debit $1.00/ch.
 | 
	
		| RBC No limit banking for Students | $10.95 or $4.95 with RBC Investment & Visa | none | Unlimited 10  e-transfers (extra $1.50ch.)
 Cross-border debit $1.00/ch.
 | 
		
	
	|  | 
	
	
	
	 | 
		| CIBC Advantage for Students | Full-Time Students | FREE! | -- | Unlimited reg. transatcions $1.50 per e-transfer
 | 
	
	|  | 
	
		
			| Scotiabank
		 1-800-4-SCOTIA (1-800-472-6842) | Locations |  | 
		| Student Banking Advantage | Full-Time Students | FREE! (Reg. 12.95) | $3500 | Unlimited reg. trans. $1 per e-transfer, Cross-border trans.
 1 SCENE pt. per $5 in debit purchases; and 1 pt. per $1 spent at participating theatres
 | 
	
	|  | 
	 | 
		| Every Day with Student Discount Chequing Account | Full-Time Students | FREE! (Reg. 10.95) | $3000 | 25 transactions $1.25 extra trans.
 | 
	
	|  | 
	
	 | 
		| Student Advantage--transact a lot | Full-Time students 16-25 | FREE! (reg. $6.50) | none | 20 trans. $1.00 extra trans.
 | 
	
		| Student Advantage--transact without limit | Full-Time students 16-25 | $5.95 (reg. $13.75) | none | Unlimited transactions | 
	
	|  | 
	
				
    
    
    | Caisses Populaires Desjardins
    (514) JACCéSD (522-2373) | Locations |  | 
    | The Autonomous Plus | anyone 18-21, full-time CEGEP/vocational students 18-25 | FREE! (reg. $10.95) | $3000 | 40 reg. trans. $1 per e-transfer
 | 
    
    | The Premier plan | Full-Time university students | FREE! (reg. $13.95) | $4000 | Unlimited reg. trans. $1 per e-transfer
 | 
    
    
  
  
    
	 | 
		| Clickstudent program | Full-Time students 18-24 | $2.75 | none | Unlimited $1 per e-transfer
 | 
	
	
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